Article 2 (Effect and Modification of Agreement)

• This Agreement comes into effect when the customer or main agent of individual location information filing application for the Service consents hereto and they are registered under certain process designated by the Company.
• The Company give a notice of the details of this Agreement for the User to easily know by posting on the beginning screen of Service or in other ways.
• If the Company considers it necessary, the Company may modify this Agreement and, in such event, the Company gives a notice stating the application date of existing and modified version hereof and reason thereof from 7 days prior to application date to reasonable period after application date.: Provided that, if such modified version is disadvantageous to the User, such notice will be given at least 30 days prior to such modification for reasonable period after application date by posting in the homepage of Service or sending the fact of such modification in an electronic form (including e-mail and SMS) to the User.
• If, in notifying or notifying such modified Agreement under the foregoing Paragraph 2.2, the Company notifies or gives notice to the User that the User will be deemed to consent thereto unless he or she fails to express an intent to reject thereto from the date of such notice up to 7 days after execution date of modified users agreement, but the User fails to express such intent, the User shall be deemed to consent to such modified Agreement. Any User not consenting to the modified Agreement may terminate the user agreement.

Article 4(Prescription of Service)

• If the case falls under any of the followings, the Company may not approve the User’s application for prescription to the Service: 1) when the User files an application for such prescription by filling out false entry including non-use of real name or use of other name; 2) when the User omits any entry for registration or fills out a false entry in filing an application; or 3) when the User fails to satisfy the requirements for application for use as designated by the Company

Article 6(Description of Service)

• The use of Service shall be available all year around and 24 hours a day, in principle: Provided that the Service may be suspended temporarily for managerial or technical reasons. If necessary for its operation, the Service may be temporarily suspended during the period designated by the Company. In such event, the Company gives a prior or posts a notice thereof.
• The types, purpose of use and use fee of location-based service provided by the Company are as follows: 1) Type: Provision of information 2) Title of Service: Provision of customized information 3) Description: Service of provision of customized information for each User’s use of financial products and service use 4) Purpose of use of location information: Checking of location of franchisee/affiliates while paying or using financial products, and provision of information of neighboring stores, coupon, discount, goods and advertisement 5) Service fee: None (free of charge)

Article 7(Restriction and Suspension of Service Use)

• If the case falls under any of the followings, Company may restrict or suspend the use of Service by the User: 1) when the operation of Service of the Company is obstructed arising out of willful misconduct or gross negligence of the User 2) when such restriction or suspension is inevitable due to inspection, repair or construction for equipments for Service 3) when key telecommunications service provider as defined in the Telecommunications Business Act suspends telecommunication service 4) when the use of Service is obstructed due to national emergency, failure in equipments for the Service, and flooded service use 5) when it is considered as improper for the Company to continue to provide the Service due to other important reasons
• Upon such restriction or suspension of use of Service under the foregoing Paragraph 7.1, the Company shall give to the User a notice stating the reason and restriction period thereof.

Article 9(Use or Provision of Individual Location Information)

• If the Company desires to provide the Service by using individual location information, the Company shall expressly state such intent in advance and obtain consent from the principal thereof.
• The right of the User and legal representative and method of exercise thereof shall be based on the address of the User as of the date of filing a suit and, if such address does not exist, such suit shall be filed in the district court having jurisdiction over the residence of them: Provided that, if such address or residence of the User is not clear or for a foreign User filing such suit, such suit shall be filed with the court which has jurisdiction under the Civil Procedure Act.
• In order to handle civil complaint raised by other service provider or customer, the Company shall automatically record, preserve any fact of use and provision of location information and data for confirmation and these will be retained for 6 months.
• The Company will not provide a 3rd party with any individual location information without consent of the principal thereof and, otherwise, will give prior notice of person receiving such information and purpose of provision to and obtain consent from the principal of such information: Provided that this shall not apply to the following cases: 1)When required by applicable laws and regulations or investigative agencies under the procedure and method as prescribed in the applicable laws and regulations for the purpose of investigation
• In providing a 3rd party as designated by the User with such individual location information, the Company shall immediately give a notice stating the person receiving such information from the User through relevant communication terminal device each time, date and purpose of provision of such information.

Article 10 (Right of Principle of individual location information)

• The User may withdraw at any time the entire or part of consent to provision of location-based service using individual location information and provision of individual location information to a 3rd party. In such event, the Company will destroy the materials for confirmation of the use, provision of collected individual location information.
• The User may request the Company to suspend temporarily the collection, use or provision of individual location information at any time and Company shall not reject thereto and be equipped with technical means for such suspension.
• The User may request the Company to allow the User to access to or be informed of the following materials and, if such materials has any mistake, may request Company to make corrections thereof. In such event, Company shall not reject to the request of User without justifiable reason: 1)Materials for confirmation of fact of collection, use and provision of location information of such principal; or 2)Reason and details of provision of individual location information of principal under the laws including the ‘Act on Protection and Use of Location Information’
• The User may request Company for use of rights as set forth in the foregoing Paragraphs 10.1 to 10.3 through certain procedure of the Company

Article 11(Right of legal representative)

• For the User under 14, Company shall obtain consent to the provision of location-based service using individual location information and provision to a 3rd party of individual location information from such User and the legal representative of such User. In such event, the legal representative shall have all the rights of the User as set forth in Clause 10 hereof.
• If individual location information of children under 14 or use of location information and material for confirmation of provision of such information are either used beyond the one as stated or notified in users agreement or desired to be provided to a 3rd party, the Company shall obtain consent from such children and their legal representative : Provided that this shall not apply to the following cases: 1)when such material is required; or 2)when such material is processed and provided in a form with which certain individual cannot be identified for the purpose of preparation of statistical data, academic research or market survey.

Article 12(Right of Person Responsible for Protection of Children under 8 )

• If the person obliged to protect any person falls under any of the following (the “Children under 8”) consents to the use or provision of individual location information for the protection of life and body of such children under 8, consent of principal of such information shall be deemed to be given: 1)Children under 8 2)Person having no ability to handle office affairs 3)Person who falls under severely disabled person as defined in Subparagraph 2 of Article 2 of the Employment Promotion and Vocational Rehabilitation for Disabled Person Act as a person having mental disorder as prescribed in Article 2(2) 2 of the Disabled Person Welfare Act (this applies only to the person who has been registered under Article 32 of the Disabled Person Welfare Act)
• Such person obliged to protect children under 8 under the foregoing Paragraph 12.1 shall be a person who actually protects such children and falls under any of the followings: 1)legal representative of children under 8 or the guardian as defined in Article 3 of the Act on the Duties of Guardian for Minors who is taken care of in an institution . 2)legal representative of person not having ability to handle office affairs 3)legal representative of the person as set forth in Subparagraph 12.1.3 or the director of residential institution for the disabled as prescribed in Article 58(1) 1 of the Disabled Person Welfare Act (this applies only to the institution established and operated by the state or local government), the director of institution for social rehabilitation for the person having mental disorder under Article 3(4) of the Mental Health Act (this applies only to the institution established and operated by the state or local government) and the director of mental health care facility under Subparagraph 5 of the same paragraph.
• Any person obliged to protect children under 8 and desiring to give a consent to the use or provision of individual location information in order to protect the life or body of such children shall submit to the Company documents showing that he or her is such person along with the written consent letter
• Such person obliged to protect children under 8 who has given such consent may exercise the entire of the right of the principal of individual location information.

Article 13(Address and Contact of Company)

• The company name, address and contact of Company are as follows Company name: Lord System Co., Ltd. Representative: Yangho Jang Address: Room 1123, Jamsil Lysion APT, 87 Okeum-ro, Songpa-gu, Seoul, Republic of Korea Representative Tel. : 1833-6775
• In order to properly manage and protect the individual location information and smoothly handle complaint from the principal of individual location information, the Company designates and operates a person who is in the position actually responsible for it as a responsible person for managing location information and the name and contact of such person are as follows: Name: Youn seok Park Representative Tel. : 1833-6775 Email Address: wind1806@lordsystem.co.kr

Article 17 (Indemnification )

• If the case falls under any of the followings and the Service cannot be provided, the Company shall not be liable for the damage incurred by the User arising out of failure to provide such Service: 1)when act of God or other equivalent force majeure occurs 2)when willful service obstruction of a 3rd party who has entered into a service partnership agreement with the Company for providing the Service 3)when the use of Service is not available arising out of the fault of the User 4)when the use of Service is not available arising out of other causes than willful misconduct or negligence of Company except for the case of Subparagraphs 17.1.1 to 17.1.3
• The Company shall not guarantee the credibility and correctness of the Service and information, materials and facts posted in the Service and shall not be liable for the damage incurred by the User arising out of incredibility and incorrectness thereof.

Article 18(Dispute Resolution and Miscellaneous)

• If any dispute between Company and User in connection with the use of Service occurs, the Company shall faithfully consult with the User for resolving such dispute..
• If the Company and the User fail to reach an agreement to resolve such dispute, the User may file an application for dispute settlement with the Korea Communications Commission under Article 28 of the Location Information Act or file for dispute settlement or dispute mediation with the Korea Communications Commission under Article 43 of the Privacy Protection Act or the Personal Information Dispute Medication Committee.
• If such dispute cannot be resolved under the foregoing Paragraph, the Company and the User may file a suit with the court having jurisdiction under the Civil Procedure Act.